Other Companies Promises for MOTO (Mail Order Telephone Order) credit card processing merchants.
Were you told one rate and charged another with your current processor.  Not only do we publish our rates right here on our website but we also allow you to review those rates on the actual application including all the terms and conditions.  We will never hide charges, fees, show you fuzzy math or try to take advantage of you.  That is why when our customers switch to one of our companies they stay with our companies.

If you currently conduct your business through the mail or on the phone you must be very careful when selecting a credit card processing company.   Money smaller credit card processing companies prey on card not present merchants hoping that they can show them a lower qualified rate then what they are currently seeing so that they can get that merchant to enter into a credit card processing agreement. 

Most of these companies quote current merchants rates that they will only see if the card is present.  If you are a merchant who is accepting cards through the mail or on the phone then you already know your cards will not be present so this qualified rate is irrelevant.  If you have signed up for another merchant account and are currently seeing several sur-charges or non qualified transactions then chances are your current credit card processing company has set your account up incorrectly.  Fill out the form at the bottom of the page and we will have a sales executive in your area review your statement and determine whether or not you current credit card processing merchant account is setup correctly or not.   






Rates below are for MOTO (Mail Order / Telephone Order) Merchants.  If you have a different type of business please select it at the bottom of this page for your industry specific rates
  Other Processing Companies Pivotal Payments Total Merchant Services
Debit Rate 2.22% 1.90% 1.76%
Credit Card Rate 2.76% 2.25% 2.33%
Mid Qualified Rate 1.25%+ 1.00% .35%
Non Qualified Rate 3.00% 1.00% 1.10%
Per Item $0.20 $0.00 $0.10
Authorization Fee $0.15 $0.20 $0.08
Monthly Fee $0.00-$15.00 $7.00 $10.00
Setup Fee $0.00-$250.00 $65.00 $35.00
Cost For Equipment Varies on the company but usually $400-$800.00 Varies-Rental and Leasing Options Are Available Free Terminals and authorize.net accounts are available

Other Industry Rates


Internet  Merchant     Processing
For internet merchants we offer services through Authorize.net.  For all rates and fees associated with this account please click on the learn more link.

 Fuel Merchant Processing

We have the lowest rates in the industry for Fuel merchants.  Even if you are currently branded we can still help.
 
Restaurant Merchant Processing
Restaurant business is one of our specialties.  We understand the restaurant industry and can help you to not only save money but service your customers is a quicker ore efficient manner.

Retail Merchant Processing

For retail merchants we offer great packages which include free software, terminals, and support.


Do You Need Help?

Help is just a click away.  Chat with a representative today!








      Your Choice of  Free Terminals With a New Account Setup

That's Right!  Open a new account with us and we will provide you this VeriFone Terminal for free for as long as you are a customer

Free Credit Card Terminal




         Guaranteed Lowest Rates or We Will Pay You $500.00

In addition to giving all of our customers their choice of free equipment we also guarantee that our rates will be the lowest both today and for as long as you are a customer.

low cost merchant processing





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